Cash Flow Management

We prepare an analysis that can serve as a basis for developing budgets, determining retirement income needs, and identifying a client’s financial ability to meet future goals.

Income Tax Planning

The most successful tax strategies are those that reduce taxes without disrupting financial and personal goals. We help clients accomplish this through the preparation of tax projections in conjunction with a detailed analysis of the client’s current tax situation.

Investment Planning

We work to identify investment strategies and opportunities consistent with client objectives and risk tolerance. We regularly review how risk, liquidity, and diversification can be balanced to complement strategies to help achieve financial goals.

Retirement Planning

We help clients define retirement goals and provide projections of cash flow and cash requirements under a variety of alternatives and contingencies.

Benefit Consultation

We help clients determine how to maximize their benefit plans to best meet their needs. We also will review and analyze employment contracts to quantify the value of new or changing contract provisions.

Risk Management

Planning to minimize losses from the unexpected is an integral part of our service. We conduct a complete review of existing life and property insurance coverage to insure adequacy and economic efficiency.

Estate and Gift Planning

For many clients, preserving wealth for their beneficiaries and charitable giving is a top priority. Creative Financial Group helps clients address distribution of wealth and its subsequent management. We also consider how lifetime transfers can help fulfill family obligations.

Transition Planning

Whether starting a family or new career, retiring, divorcing or recently widowed, we help those in transition develop plans for the next phase of their lives.